Unpaid loans, defaulted mortgages, and outstanding receivables can quickly add up, putting pressure on your business, cash flow, and long-term operations. At Alchemy Law LLP, we work with financial institutions, private lenders, small businesses, and landlords to recover secured and unsecured debt efficiently and strategically. We understand that time is money, and when borrowers stop paying, delays can cost you. Our team provides focused legal solutions for mortgage enforcement and debt recovery so you can protect your investment, enforce your rights, and move forward with confidence.
Who We Serve
We act for a wide range of creditors, including:
- + Private and institutional mortgage lenders
- + Small and medium-sized businesses
- + Property owners and commercial landlords
- + Credit unions and financing companies
- + Individual creditors and investors
Whether you’re dealing with a single non-paying borrower or require support with high-volume collections, we offer practical, results-driven legal representation.
Our Mortgage Enforcement & Debt Recovery Services
We assist with the enforcement of secured and unsecured debts of all types, including:
- + Residential and commercial mortgage enforcement
- + Power of sale and foreclosure proceedings
- + Judgment enforcement and writs of seizure and sale
- + Garnishment of wages and bank accounts
- + Recovery of unsecured loans (personal loans, credit cards, promissory notes)
- + Commercial lease arrears and rent recovery
- + Recovery from guarantors and co-signers
- + Vehicle loan and equipment lease defaults
- + Subrogated insurance claims
- + Bankruptcy and insolvency-related claims
Priority Claims & Creditor Rights in Bankruptcy
When a debtor files for bankruptcy, not all creditors are treated equally. We help clients assess and assert priority claims, including those for secured debts, rent arrears, and court ordered support obligations. Our lawyers will guide you through insolvency proceedings and ensure your interests are protected to the fullest extent possible.
Why Choose Alchemy Law LLP?
At Alchemy Law, you get more than just legal advice, you get a dedicated partner in your recovery process. We work with a trusted network of professionals including:
- + Process servers and bailiffs
- + Skip tracers and collection agents
- + Real estate brokers and appraisers
- + Trustees in bankruptcy and receivers
We’re committed to helping you recover debts efficiently, enforce mortgage security, and minimize financial loss, so your business can stay focused on growth and operations.
Need help collecting a debt or enforcing a mortgage?Contact Alchemy Law LLP today to speak with a lawyer and take the first step toward recovery.
Corporate And Commercial Team Members
Sathya Sivapathasundaram B.A., LL.B.
Partner and Principal Lawyer
Thiva Paramsothy B.A., LL.B.
Licensed Paralegal and Managing Director
Kiran Cheema
Law Clerk